Financial Options – Sleep Apnea Treatments

Sleep apnea is a serious, life-threatening disease. The dental treatments for sleep apnea are medically and scientifically tested and are recommended by physicians. Your insurance company, in all likelihood, will provide coverage for your treatment. Most of them will also cover the cost of your dental appliances. After all, these are potentially life-saving devices, not cosmetic fixes. However, there may be some logistical issues with your coverage, depending upon your insurer. You need to understand your rights to ensure that you get any coverage to which you are entitled.

If Marilyn Calvo DDS is outside your network, your insurance provider may not provide payment for her services. You are still welcome in our offices and, if you feel you need a consultation, please do not hesitate to call us. If there is no dentist in your network who can provide the services of Marilyn Calvo DDS, your company may be willing to pay for your work, even though Dr. Calvo is out of network. Your insurance policy may have particular conditions that apply. For instance, if you’re simply a snorer and don’t suffer from sleep apnea, your insurance company may not provide payment.

Payment is required at the time that service is provided. If you’re paying out-of-pocket. you may pay by cash, check or credit card directly in the office.

There are also financing options you can explore if you don’t have insurance or if you don’t have the money on hand. You can work out payment so that you can afford your treatments and appliances. You may apply for credit at the office or online. Most insurance companies, however, will handle claims related to sleep apnea treatments. If you have insurance, you need to contact them and to get some information from them. These are a few of the basic questions you’ll need answered.

• Is Marilyn Calvo DDS in-network?
• If Marilyn Calvo DDS is out of network, are there any other providers in-network?
• If there are not other providers, will the policy cover the cost of the services of Marilyn Calvo DDS?
• Does your policy cover sleep apnea related dentistry?
• Does your policy require that any such treatment is based on the referral of a sleep doctor?
• Does your insurance policy cover treatments related only to snoring?

Not all dentists are qualified to deal with sleep apnea issues, so be sure that any dentists offered as an in-network provider has the qualifications necessary for the job.

Marilyn Calvo DDS and her office will work with you to ensure that you know of all your options. If you do have insurance, the office staff will file the claim; you won’t need to handle the paperwork or other issues with getting coverage. Sleep apnea is not something to be put off for a later date. Your health does, indeed, depend upon getting the disorder addressed effectively. If your insurer does not offer coverage for these appliances, you may want to consider a new policy.

To learn more about Sleep Apnea treatments and to find out if they are right for you, contact Smile Studio LA at 818-788-1352 today for a free consultation!